No credit needed
Get the wheels, the tires or the system now and pay over time with lease-to-own through Acima or Snap.
Both links open the provider's own secure application in a new tab.
How it works
- ApplyOnline from your phone or at our counter. It takes a few minutes.
- Pick your buildChoose the wheels, tires or audio with us and we write it up.
- Sign and scheduleReview the lease terms from Acima or Snap, sign, and we book the install.
- Pay over timeMake your payments to the provider. Own it after the last one, or buy it out early.
Budget planner
Slide to your build price and see it split over a year. A quick way to see what fits before you apply.
$
Example amounts only, to try the planner. Your real price comes with your quote.
The price split evenly over 12 months, before lease fees. This is not a lease quote: lease-to-own costs more in total than paying the cash price. Acima and Snap show your actual payments, schedule and total cost before you sign.
Common questions
Do I need good credit?
No credit is needed to apply. Approval is decided by the provider and is not guaranteed.
What can I put on lease-to-own?
Wheels, tires, audio equipment and most of what we sell and install. Ask us about your build and we will tell you what qualifies.
How do I apply?
Use the apply buttons on this page, or come in and we will help you apply at the counter.
Is this a loan?
Acima lease-to-own is a lease, not a loan or credit. You make payments for the use of the merchandise and own it after the final payment or an early purchase. The provider shows you the full terms and total cost before you sign.
These programs are offered by Acima and Snap, not by Custom Audio Creation. Acima lease-to-own is a rental or lease transaction, not a loan, credit or financing. Approval, payment amounts and total cost are set by the provider and vary by applicant. Read the agreement before you sign.